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What you pay, and when
- Card price: paid once when you buy the card. It is the issue fee plus any funds that come preloaded on that card.
- Preloaded funds: money already on the card the moment it is issued, ready to spend.
- Top-up fee: each time you load the card from your balance.
- Deposits: you only pay your own network fee to send crypto; the amount that arrives is credited in US dollars.
- Nothing monthly: a card you are not using costs nothing to keep.
Pricing questions
Is there a monthly or annual fee?
No. Each card has a one-time issue fee paid from your balance when you buy it, and a top-up fee each time you load it. There is no subscription.
What is the top-up fee?
A percentage taken when you move money from your VCCBuy balance onto a card. A lower top-up fee matters more than a lower issue fee if you load the card often.
What is the monthly limit?
The most you can spend on that card in a calendar month. Choose a card whose limit is above your largest expected month.
How do I pay?
Deposit crypto (USDT, USDC, ETH and others) to your balance. Deposits are checked on the blockchain and credited automatically, then you buy and load cards from that balance in US dollars.